Your Future Buddy, Start Today With TimeपेCash
Need funds fast? With TimeपेCash, your loan is just a few clicks away. Simple process, zero hassle, and disbursal within minutes.
Your Future Buddy, Start Today with TIME पे CASH
Need funds fast? With Rupee On Time, your loan is just a few clicks away. Simple process, zero hassle, and disbursal within minutes.
Smoothest way to access funds for your personal needs.
No paperwork
All paperwork is gone! The whole process is completely online. Just fill in a few details about yourself and hit “Get Started”!
No confusion
The online form usually takes less than 10 minutes to complete. So before you even finish your cup of tea, you’ll already have your request submitted.
Receive Funds
Once you submit your request, get your offer, and e-sign it, you’ll be able to get the funds to your bank account in no time!
Personal Loan – Salaried
Personal Loan – Salaried
1. Quick and hassle-free personal loans for professionals aged 21–56, with fast approval and flexible repayment options.
2.Our loans support financial stability by providing immediate money that doesn’t create long term burden.
3.There is an ongoing support by our team which assists you all through in taking informed decisions.
4. We provide clear, straightforward urgent loan online terms about repayment amounts, due dates, associated fees.
5. Our empathetic lending guidelines help you with emergency personal loans for medical urgencies, education needs, shopping requirements, vacation funds.
Personal Loan – Salaried
Quick and hassle-free personal loans for professionals aged 21–56, with fast approval and flexible repayment options.
Personal Loan – Salaried
Quick and hassle-free personal loans for professionals aged 21–56, with fast approval and flexible repayment options.
How to Apply
1
Application Form
Information, Personal details, Amount you want to borrow
2
Documentation
Proof of income, identification, and address verification
3
Wait For Approval
Lender’s decision, approval time
4
Receive Funds
Get funds directly to your designated account
Why Choose 
All our instant loan applications are processed with speed in mind. We cut out unnecessary steps to get you the funds as quickly as possible. No complicated paperwork, no long approval times-just fast, straightforward service.
The TimeपेCash online fast instant loan app is all about convenience and peace of mind. We’ve streamlined the process to ensure you get the support you need when you need it.
Responsible Lending at
Supporting Financial Stability
Our goal is to help you manage your financial situation in a way that promotes stability and growth. We provide loans that meet immediate needs without creating long-term burdens.
Ongoing Support
If you have questions or need help during the loan process, our team is here to assist you. We are committed to providing the support you need. This will help you make informed decisions and manage your instant loans online responsibly.
Transparent Terms
We provide clear, straightforward urgent loan online terms. You’ll know exactly what to expect in terms of repayment amounts, due dates, and any associated fees. There are no surprises, so you can plan your finances with confidence.
Responsible Lending at
Here’s how our loan repayment works
Online Application:Start with our online quick loan application. It’s quick and easy, with no complicated steps. Complete the application from the comfort of your home or office, with no need to visit a bank or submit physical documents.
Instant Approval: After submitting your application, we review it quickly. Our system processes applications fast, so you don’t have to wait long for a decision. You’ll receive an approval notification within minutes, allowing you to plan your next steps.
Immediate Fund Transfer: Once your urgent loan application is approved, the funds are transferred directly to your bank account. This means you can access the money right away. Whether you need to pay for an emergency, cover unexpected expenses, or manage a short-term financial gap, TimeपेCash ensures you get the funds as quickly as possible.
Secure and Private: Your privacy and security are important to us. Our online platform uses the latest encryption technology to protect your personal and financial information. Apply with confidence, knowing that your data is safe and secure.
Timely Reminders: We send you timely reminders before your EMI due date, helping you stay on top of your repayment schedule.
No Hidden Charges: Our commitment to transparency means you won’t encounter any hidden charges. The amount you agree upon during the loan approval process is what you’ll repay – no surprises.
With TimeपेCash, loan repayment is a seamless process that empowers you to regain control of your financial journey. Apply for a loan today and experience a borrower-friendly repayment process that puts you first.
About Us
Time Pe Cash is a Part of an NBFC , Vinayana Investment and Finance Limited (VIFL). VIFL is traditionally into Microfinance space. Time Pe Cash is redefining access to finance for India’s urban salaried class. Built on a technology-first foundation, Time Pe Cash harnesses the power of AI, machine learning, and dynamic scorecards to deliver faster, smarter, and more inclusive credit solutions — ensuring deserving individuals receive the right financing, when they need it most. As a continuously evolving fintech platform, Time Pe Cash combines deep financial insight with cutting-edge technology to empower its clients, fueling scalable growth and transforming the lending experience.
Lending Partner
Through various LSPs and NBFC partners , the platform aims at providing value added preposition to all its stake holders including customers and financial entities.
Address and Accreditation
#4
Address Proof
You can use any of these as proof of residence: Voter ID, Driver’s License, Passport, Post-paid/Landline Bill, Utility Bill (Electricity/Water/Gas). Confirm your address with these documents.
#2
Passport-Size Photograph
Your A-4 size clear and extant passport photograph on a white background is required!
#4
Identity (ID) Proof
Aadhaar Card and PAN Card are mandatory!
#4
Address Proof
You can use any of these as proof of residence: Voter ID, Driver’s License, Passport, Post-paid/Landline Bill, Utility Bill (Electricity/Water/Gas). Confirm your address with these documents.
#5
Income Proof
We require your recent 3 months’ bank statement (salaried account) and the past three months’ salary slips. These documents are essential.
#4
Address Proof
You can use any of these as proof of residence: Voter ID, Driver’s License, Passport, Post-paid/Landline Bill, Utility Bill (Electricity/Water/Gas). Confirm your address with these documents.
RISKS
RELATIVELY HIGH INTEREST RATE
Interest rates are relatively elevated when compared to extended-term loans such as vehicle loans from banks.
RESIDENTS ONLY
Our services are exclusively available to Indian citizens.
SALARY BASED LOANS
This is a brief loan service designated solely for employed individuals with a monthly income surpassing INR 30,000/-.
Eligibility Criteria
Should be an Indian resident
Salaried Employee
Need to be Savings Bank Account Holder
Above 21 years of age is mandatory
Should have required documents
Documents Required
Your personal loan application should be completely filled with your current photograph
PAN Card And Aadhar Card is required
Residence proof – Driving Licence, Voter ID, Passport, Utility Bills (Electricity/Water/Gas), Post-paid/Landline Bill
Last 3 months’ bank statements of the salary account
Last 3 months’ Salary Slips
Risks
RELATIVELY HIGH INTEREST RATE – Interest rates are relatively elevated when compared to extended-term loans such as vehicle loans from banks.
RESIDENTS ONLY – Our services are exclusively available to Indian citizens.
SALARY BASED LOANS – This is a brief loan service designated solely for employed individuals with a monthly income surpassing INR 30,000/-
COMPANY MISSION
Empowering Financial Resilience through Innovative Emergency Financing Solutions
At Loan112, we are your instant and reliable emergency loan provider. Using cutting-edge technology, we redefine access to credit, offering quick solutions for unforeseen challenges. Our goal is simple: empower financial resilience. We cater to underserved individuals, customizing offerings to diverse economies. With speed, efficiency, and precision, we provide a lifeline during tough times, offering unparalleled support and understanding. Our vision is a world where financial empowerment knows no bounds. We combine financial technology with compassion to forge a path towards financial liberation.
Where Emergency Meets Efficiency for Instant Financial Solutions!
Welcome to Time पे Cash- Your Reliable Partner During Financial Emergencies!
Part of an NBFC with a legacy dating back to 1983 and guided by bankers with over 50 years of collective expertise, Time Pe Cash is redefining access to finance for India’s urban salaried class. Built on a technology-first foundation, Time Pe Cash harnesses the power of AI, machine learning, and dynamic scorecards to deliver faster, smarter, and more inclusive credit solutions—ensuring deserving individuals receive the right financing, when they need it most. As a continuously evolving fintech platform, Time Pe Cashcombines deep financial insight with cutting-edge technology to empower its clients, fueling scalable growth and transforming the lending experience.
What sets us apart
Speed and Efficiency
We know that emergencies demand quick action. Our streamlined loan application and approval process ensure you receive a prompt response to your loan request. Once approved, the funds are disbursed as soon as possible to provide you with the financial assistance you need without unnecessary delays.
Flexibility
We understand that every financial emergency is unique, and a one-size-fits-all approach may not work for everyone. Our emergency loan options are flexible, allowing you to choose the loan amount and repayment terms that best suit your specific situation and budget.
Empathy and Understanding
We believe in the power of empathy. Our team of dedicated professionals is compassionate and understanding, ready to listen to your needs and offer personalized solutions tailored to your circumstances. We are committed to treating you with respect and dignity throughout the entire loan process.
Transparent and Fair Practices
Transparency is a fundamental aspect of our operations. There are no hidden fees or surprises with our emergency loans. We provide clear and concise terms and conditions, ensuring that you have a complete understanding of the loan agreement.
Our Emergency Loan Products
At Loan112, we offer various types of emergency loans to address different financial needs.
Medical Emergency Loans
Swift financial support to cover unexpected medical expenses and healthcare costs.
Personal Emergency Loans
Versatile loans to address any other urgent financial need you may face.
Our Commitment
At RUPEE112, your well-being is our top priority. We are committed to ensuring responsible lending practices and assessing your ability to repay the loan to prevent any further financial strain. Our goal is to provide a lifeline during emergencies while supporting you on your path to financial stability.
Join us at Loan112, and let us be your dependable partner during challenging times. Together, we can overcome financial emergencies and pave the way for a brighter and more secure future. Welcome to a lending experience that cares. Welcome to Loan112.
Empowering individuals and enterprises to rise above unexpected challenges with confidence. With a pioneering spirit, we transcend the conventional, leveraging cutting-edge technology to design an extraordinary emergency loan platform. Seamlessly integrated AI algorithms and real- time data analysis enable us to anticipate our customers’ needs, delivering lightning-fast loan approvals that surpass expectations.
Our repayment process is designed to be quick, convenient, and secure. Follow these simple steps to repay your loan:
Access Repayment Link:
Begin by clicking on the repayment link provided. You can find this link on our website or in the communication sent to your registered email address.
Enter PAN Number:
Once you have accessed the repayment link, you will be asked to enter your PAN number. This helps us identify your loan account.
OTP Verification:
For security purposes, an OTP will be sent to your registered mobile number. Enter this OTP to proceed with the repayment process.
Check Loan Status:
After OTP verification, you will be able to check the status of your loan. This includes details such as the outstanding amount, due date, and any other relevant information.
Review Payable Amount:
You will then be prompted to review the payable amount. This is the amount you are required to repay. If you wish to pay a different amount, you can enter the desired amount at this stage.
Initiate Payment:
Once you have reviewed the payable amount, click on the “Pay Now” button to proceed with the repayment process.
Select Payment Option:
You will be directed to a payment gateway where you can choose your preferred payment option. We offer various payment methods, including debit card, credit card, net banking, UPI, and more.
Complete Payment:
After selecting your preferred payment option, follow the on-screen instructions to complete the payment process. Once the payment is successful, you will receive a confirmation message.
Contact Information
Reach Out to Us
You can contact our team through the following communication channels
Customer Care Helpline
+91 8076012390
Blue bottle fintech pvt Ltd
108,109, Pragati Tower, Rajendra Place, New Delhi, 110008
Get in touch with us
Contact Information
We’re Here to Help You
Need a loan or have questions about our services? At TimePeCash, we make it simple to connect with us. Our team is ready to assist you with quick approvals, flexible plans, repayment guidance, and expert support.
+91-91125-39114
Mansi Dwivedi
Senior Product Designer
mansi.dwivedi@timepecash.com
+91-92891-14097
corporate office address
timepecash private limited
RZ-49B, PANKHA ROAD, STREET NUMBER 7, PALAM, RAGHU NAGAR, NEW DELHI, DELHI, 110045
corporate office address
498,THIRD FLOOR, UDYOG VIHAR PHASE 3, GURUGRAM, HARYANA, 122016
Why Choose Time पे Cash
Experience the fastest and most reliable loan service in India
5 Minutes
Average Approval Time
100%
Paperless Process
₹150 Cr+
Disbursed to Date
Our Mission
At TimePeCash, our mission is to empower individuals across India by providing accessible, secure, and stress-free digital lending solutions.
We promote financial inclusion by ensuring customers borrow only what they need and can comfortably repay.
Our Focus: transparency, empathy, speed and technology driven excellence.
EMI Calculator
Our Vision
To become India’s most trusted and inclusive instant loan platform, revolutionizing how credit is accessed and experienced.
We envision a society where every deserving borrower, regardless of background, can access timely credit with dignity and ease—powered by innovation and responsibility.
